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What Happens When The Negligent Driver Has No Insurance?

James L. Arruebarrena View My Attorney Profile

Under Louisiana's auto insurance laws, drivers are not required to carry much liability insurance. With the cost of medical care today, even a minor whiplash injury can result in tens of thousands of dollars in treatment expenses. Treatment for a serious brain injury or spinal cord injury can exhaust most drivers' liability policy limits in several days.

If you have been injured and the other driver has no insurance, or his insurance is not enough to cover your losses, you can usually collect under your own policy if you have uninsured motorist coverage. Uninsured and underinsured motorists' coverage is meant to protect you if you are hurt by a driver without insurance or by someone who leaves the scene of the accident.

Car accident lawyer James L. Arruebarrena has helped many people recover damages for injuries caused by an uninsured or underinsured driver. He will be happy to review your situation and explain what your options are for recovering and maximizing compensation for your injuries. Contact our personal injury law office to schedule a free and confidential consultation.

The Importance of Uninsured Motorist Coverage

You may not be able to collect the full damages you deserve for catastrophic injuries or the wrongful death of a loved one if you do not have uninsured motorist coverage. While some medical bills are paid through your medical insurance, these payments will be far less than you need to cover all of your expenses for care, lost wages, medical necessities and emotional suffering.

Don't let this happen to you!

Contact a New Orleans Underinsured Driver Lawyer

At James L. Arruebarrena, L.L.C., we are committed advocates of the injured. Lead attorney Jim Arruebarrena has more than a decade of experience in handling uninsured motorist and underinsured motorist claims. Contact our New Orleans law office to arrange a free and confidential consultation.