What Not To Say To An Insurance Adjuster

After a car accident, the statements each driver makes to the insurance adjuster can have a huge impact on how the claim unfolds. During these stressful conversations, it is not surprising that some pretty bizarre things can come out of peoples' mouths.

LetterPile recently compiled a list of some of the most unusual statements that people have given to insurance adjusters and police officers in the aftermath of a motor vehicle wreck. Here are a few of the things you might not want to say in these situations:

  • "I had been learning to drive with power steering. I turned the wheel to what I thought was enough and found myself in a different direction going the opposite way."
  • "The accident occurred when I was attempting to bring my car out of a skid by steering it into the other vehicle."
  • "I don't know who was to blame for the accident; I wasn't looking."

The list on LetterPile contains dozens of other examples. While the list is intended to be humorous, it does highlight some important issues that come up in the context of an auto accident claim. As you can see, one trend in these situations is that nobody wants to take the blame. There is a lot of finger-pointing, to the extent that it can be absurd.

If you have been hurt in a car wreck that was caused by another driver's negligence, you should keep in mind that the statements that driver is giving to his or her insurance company may sound a lot like some of those on this list. That driver may even be pointing the finger back at you. One of the benefits of having an attorney represent you is that the attorney can prove the other driver's negligence through careful investigation.

The Most Important Things Not To Say

If you have been the injured in a car accident, you may be contacted by the other driver's insurance company. Here are the most important things not to say:

  • Do not say "Yes" to a settlement offer that you are not 100 percent certain is fair.
  • Do not take the blame for something you did not do.
  • Do not downplay the extent of your injuries.

In fact, your best bet is not to provide any information to the insurance adjuster at all, beyond the basics. You are not obligated to do so, and one slip up or misspoken statement could be used against you to diminish or deny your car accident claim. Instead, you can enlist an experienced lawyer to do your speaking for you. Lawyer James Arruebarrena can protect your rights and help you pursue the compensation you deserve.